Why Should You Purchase a Volkswagen Car Insurance Policy

For over 75 years, the Volkswagen Group has maintained its dominance in the global automobile market, making it Germany’s largest four-wheeler manufacturer. Volkswagen cars are renowned for exemplifying the pinnacle of German engineering. With simple yet timeless designs, these vehicles exude an aura of reliability.

In essence, owning a Volkswagen places you in a league of its own. So, protecting your Volkswagen car with a robust Volkswagen insurance plan becomes crucial. Hence, you must safeguard it with an appropriate Volkswagen car insurance policy bought from leading insurers in India like Tata AIG, among others.

Whether you opt for comprehensive four-wheeler insurance or a third-party car policy, a tailor-made Volkswagen insurance plan will shield your Volkswagen from many risks, including damages caused by natural disasters, accidents, and human-made incidents.

So, here’s everything you need to know regarding why you should buy car insurance for your Volkswagen four-wheeler.

 Why Do You Require a Volkswagen Car Insurance Policy?

While you undoubtedly maintain high caution while driving, accidents can occur unexpectedly. In such unfortunate events, your vehicle may suffer damages, and you and your passengers may sustain injuries. That’s where the comprehensive car insurance plan comes into play, providing you with the necessary support to navigate such situations.

Furthermore, it’s not just your vehicle that faces the risk of damage. There’s always the possibility of inadvertently causing harm to another car, resulting in financial liability for the damages incurred. Why subject yourself to such an unpleasant situation? With the comprehensive VW insurance policy, you can mitigate these risks effectively.

Securing this insurance plan protects you from accidents, third-party liabilities, riots, theft, and other man-made calamities. Additionally, you can experience peace of mind, knowing that your car is shielded from potential damages from unexpected incidents.

 Things Included and Not Included under a Volkswagen Insurance Policy

Variations exist among car insurance policies regarding the coverage they offer. The inclusions and exclusions can differ from one policy to another and from insurer to insurer. It is crucial to compare car insurance plans and thoroughly assess the inclusions and exclusions list provided by various insurers before selecting.

Listed below are the key elements covered and not covered under a comprehensive Volkswagen car insurance policy:

Things Included under a Volkswagen Car Insurance Policy Things Not Included under a Volkswagen Car Insurance Policy
Damages inflicted on your car due to landslides, floods, cloudbursts, earthquakes, cyclones, typhoons, and other natural disasters Loss or damage sustained by your Volkswagen car due to normal wear and tear, technical failures, consequential damages, or electrical faults.
Damages resulted from theft, fire, vandalism, terrorist attacks, riots, and other man-made disturbances. Damages caused by mutiny, nuclear perils, or warlike situations.
Damages caused to your Volkswagen car due to a road accident or collision. Damages were caused to your car while it was being used for safety tests, racing, etc.
Third-party legal and financial liabilities arising from an accident involving your Volkswagen car. Damages were caused to your Volkswagen car while you were using your private vehicle for commercial purposes.
Personal Accidental cover of ₹15 lakhs for the owner-driver of the car. Damages are caused to your Volkswagen car if the driver is driving under the influence of alcohol or other narcotic substances.
Damages sustained by your car while it was being transported to another city through airways, waterways, railways, or roads. Damages were sustained by your Volkswagen car while being driven outside the area covered by the policy.

 Add-ons for Your Volkswagen Car

Consider purchasing a comprehensive VW insurance policy to ensure complete peace of mind. This comprehensive coverage provides a 360-degree protection shield. Moreover, if you desire additional coverage options for your car, you can enhance your policy with car insurance add-ons or riders, available at nominal prices.

These riders can be attached to your base policy, providing additional layers of protection tailored to your specific needs. By opting for these riders, you can enjoy an even more comprehensive coverage package for your beloved Volkswagen car.

  • Roadside Assistance cover
  • No Claim Bonus protection
  • Daily Allowance cover
  • Key Replacement cover
  • Emergency hotel expenses and transport cover
  • Repairs of plastic, glass, and fibre parts cover
  • Engine secure cover
  • Tyre secure cover
  • Consumables expenses cover
  • Loss of personal belongings cover
  • Return to invoice cover
  • Zero depreciation cover


With Volkswagen insurance, you can get extensive benefits. You can also experience mental satisfaction regarding the repairs carried out on your vehicle. Thus, choose a reliable insurance provider like Tata AIG to bag these benefits.

Comments are closed.